Malipo Circles.

The unlimited potential of malipo circles, your imagination is the only limit.

  • Office Parties
  • Group holidays
  • Class projects
  • Funeral funds
  • Medical funds
  • Weddings
  • Charity events
  • Group saving
  • Circles floated for you to join
  • Invitations from a known circle
  • Immediate contributions
  • Immediate loans or savings
  • Instant cash outs
  • Unlimited circles

John wants to borrow 15,000ksh and he thinks of his work colleagues…instead of going around the office reaching out to individuals he downloads the Malipo App where he knows he can make one loan request that all his colleagues will see.

Lending and borrowing circle

  • Ease of communication to a group when requesting a loan
  • Loan terms are calculated on the app including repayment schedule and amounts
  • Borrower rating that is done by the app give lenders confidence
  • Timely reminders
  • Integrated money systems with mobile money, banks and E-wallets
  • Lenders money works for them earning interest
  • Let your money work for you.

Chama / Investment Clubs / Stokvel Circle

  • Simple Chama registration process
  • Transparency
  • Record Keeping
  • Ease of requesting loans
  • Malipo Members and non members can contribute
  • Ease of making contributions using mobile money, directly from bank accounts as well as contributing in foreign currency
  • The Chama circle provides competitive interest earning rate…start your own Chama

University friends have been wanting to form a Chama for some time but have been discouraged by the lengthy registration process but after hearing about Malipo they decide to give it a try.


The Muriuki family has lost their child and they want to do a fundraiser with friends and family and the appointed chair Wangeci who is dreading having to collect money, record it and share the information continuously through to the funeral date. To simplify the task she decides to download the Mailpo App.

Fundraising Circle

  • Ease of circle creation
  • Unlimited number of circle members
  • Relatives from abroad being able to contribute in any currency
  • Record keeping & transparency
  • Thank you notification
  • Supporting a friend in need has never been more convenient…

Payments to Merchants

  • Easy Merchant Account opening like a CIRCLE
  • MALIO Customers to pay any CIRCLE for their services
  • PAYMENTS from anywhere in the world
  • Easy Cash Out instantly to Mobile Money or Bank Accounts
  • Instant Notifications
  • All security incorporated through Compliance platforms

John resides in usa and he wants to pay for a school trip for his nephew back in kenya. The school doesn’t have a merchant account to pay into . school opens a circle and invites parents to pay into from anywhere in the world through MALIPO APP.


Christine Works In England And Wants To Contribute To Family Expenses Back Home. She Opens A Malipo Circle For Her Parents And Siblings And Contribute To Circle And Pay From Anywhere In The World Through MALIPO APP.

Money Transfer

  • CIRCLE for a family
  • MALIO Customers contribute to family CIRCLE
  • PAYMENTS from anywhere in the world
  • Easy Cash Out instantly to Mobile Money or Bank Accounts
  • Instant Notifications
  • All security incorporated through Compliance platforms

Malipo App

Want to learn more about the Malipo App?
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